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Houston Apartment Renters Insurance - Questions & Answers |
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What areas do you
provide service for?
Our service area is the state of Texas. Do you have a policy that is designed for apartment renters? Yes, our Houston apartment insurance policy is specifically designed for those that are renting an apartment or home. What types of covered losses are in a renter’s policy? Typical coverage includes fire, theft, windstorm, hail, vandalism, explosion, damage caused by a vehicle or aircraft, accidental and sudden discharge of water, and smoke damage that is sudden and accidental. (Actual coverage is as described in your policy book) Other coverage’s and upgrades options are available. Please ask one of our agents for more details and options. How much does a apartment renter’s policy cost? This can vary depending on rating factors. For the minimum coverage rates can be as low as $6 per month in some areas. Costal area rates are a little higher. A high limit policy would cost significantly more than a basic policy. Please call of send an online quote form for your rate. What are the payment choices? For most policies we offer full pay, 2 pay, and monthly. With monthly payments there is an option for EFT automatic payments. What carriers do you offer? In most cases we will quote coverage with Farmers Insurance. We believe this is one of the best products available and the rates are very competitive. In some cases if a risk is not acceptable with Farmers we can quote another A rated carrier. What types of discounts are available? Available discounts include auto/renters, non-smoker. Why should I get my policy with your company? We have an excellent policy with very low rates. Our agents are knowledgeable about this type of policy and will provide superior service. We can also quote coverage for your other insurance needs including auto, life, health, and business insurance If I like your quote and decide to get a policy what do I need to do? That is very simple. We will ask a few questions to get your application ready. That is sent to you for your signature. Then you give us your billing preference and we can issue your policy the same day in most cases. What if I have other questions? We are here to help you. Please call us at 281-537-2700, or send an email for a prompt response. |
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