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Houston Apartment Renters Insurance - Coverage Options |
One size does not fit all so we have several
options to customize your policy to fit your needs. The standard
policy starts by covering a wide range of losses.
These include theft, fire, hail or windstorm,
sudden and accidental damage caused by smoke of discharge of
water, explosion, glass breakage, falling objects, collapse of
building, and damage caused by vehicles or aircraft. Loss of use
coverage is also included with you policy. (See your renters policy for
terms and conditions of coverage)
Options include: Coverage limit for your personal property. You can select from $10,000 to $100,000 Liability coverage. From $25,000 to $500,000 Actual cash value or replacement cost. The replacement cost upgrade is generally available if you select $25,000 in personal property coverage or greater.  Option
to add "Identity Shield". This is a suggested option and adds
about $6/month to your policy cost.Increased jewelry coverage. If you have more than a small amount of jewelry this is a great way to protect it at a small cost. $2,000 of coverage typically increases your premium by about $2 per month. Increased personal computer coverage. A valuable coverage for computer owners. The cost for this option is usually about $1 extra per month for $2,000 worth of coverage. Please ask one of our agents to help select a package that meets your Houston apartment insurance needs.
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